Option & Solutions

Foreclosure

Have you fallen behind with mortgage payments?
Have you received letters threatening foreclosure?
Have you received notification of a court hearing?
Have you received an eviction notice?

If the answer to any of the above questions is YES then we can help you!!

It’s never too late to call us, even if you have had court dates for eviction. In most cases though, the sooner you call us the more we can help.

For most people the only way to avoid repossession is to sell their home. This is fraught with problems as most sales take around 3 to 6 months to complete and many sales fall through at the last minute. What we offer is a very quick sale which meets the timescales required to prevent you from being repossessed. The long term effects of being repossessed can be extensive:

• The mortgage company who repossesses your home will sell it on and you will be liable for any cost associated with this sale. You will be liable for any shortfall between what your property is sold for and what you owe (plus all the costs associated with selling your home).
• You will find it difficult to get another mortgage in the future. The interest rate you will pay will be much higher than normal.
• You will find it difficult to get credit to buy other items such as cars, and household goods.
• You will be forced to move from your home and find another place to live. This comes with substantial disruption to family life.
• You could be forced into bankruptcy which will affect you for years to come. You will find it difficult to get credit and will have restrictions placed on you if you run a business.
• The social stigma with being repossessed can be quite stressful and unpleasant.

We understand that foreclosure can be a very stressful situation and our friendly team is here to help you.

Please don't hesitate to contact us, as the sooner you do the more we will be able to help.